Welcome to your community owned insurance company. Since 1879 (that's right, we've been here for 126 years), Townsend Mutual has delivered reliable insurance, peace of mind, and help in times of trouble to residents of the Long Point Region and the southern Grand River Valley.

Whether it be our knowledge of local agriculture and commerce, reasonable rates, full service provided by local people, or if you just like the idea of owning your own piece of an insurance company, we are confident that Townsend Farmers' Mutual Fire Insurance Company (our full legal name) can meet your insurance needs.

Please click around and check out the services we offer, including Farm, Home, Auto, and Commercial insurance.


The Board of Directors is elected by the members, and each Director is also a policyholder. They don't report to some far away speculative shareholders. Instead, they govern the company with the long term needs of the member-customers in mind. Take a look at the names of the
past Directors going back to 1879. Is one of your ancestors on the list?

Code of Consumer Rights & Responsibilities

Agent Compensation